Financing and Leasing

When you buy a mattress at one of our Sleep Outfitters
stores, we offer you several ways to pay for your new
bed — including financing. Our financing providers
Synchrony Bank, Genesis Credit, and Acima Leasing
offer a variety of mattress financing and leasing options.

showroom floor full of beds

Financing and Leasing

When you buy a mattress at one of our Sleep Outfitters stores, we offer you several ways to pay for your new bed — including financing. Our financing providers Synchrony Bank, Genesis Credit, and Acima Leasing offer a variety of mattress financing and leasing options.

showroom floor full of beds

Financing and Leasing

When you buy a mattress at one of our Sleep Outfitters stores, we offer you several ways to pay for your new bed — including financing. Our financing providers Synchrony Bank, Genesis Credit, and Acima Leasing offer a variety of mattress financing and leasing options.

synchrony card for sleep outfitters

Earn Up to 3% Back**

In the form of a statement credit with 12 or 18 months special financing* on purchases of $4,500 or more made with your Sleep Outfitters or Synchrony HOME Credit Card from 5/13/24 - 9/14/24. Rebate form submission required.

12-Month Rebate Form for 3% | 18-Month Rebate Form for 2%


See if You Pre-Qualify‎ ‎ ‎ ‎ Apply Now

synchrony card for sleep outfitters

Earn Up to 3% Back**

In the form of a statement credit with 12 or 18 months special financing* on purchases of $4,500 or more made with your Sleep Outfitters or Synchrony HOME Credit Card from 5/13/24 - 9/14/24. Rebate form submission required.

12-Month Rebate Form for 3% | 18-Month Rebate Form for 2%


See if You Pre-Qualify‎ ‎

Apply Now

synchrony card for sleep outfitters

Earn Up to 3% Back**

In the form of a statement credit with 12 or 18 months special financing* on purchases of $4,500 or more made with your Sleep Outfitters or Synchrony HOME Credit Card from 5/13/24 - 9/14/24. Rebate form submission required.

12-Month Rebate Form for 3%

18-Month Rebate Form for 2%

See if You Pre-Qualify

Apply Now


Our Financing and Leasing Options


Sleep Outfitters Credit Card

The Sleep Outfitters USA credit card gives you the flexibility to buy today and pay over time.

As a Sleep Outfitters USA cardholder, you'll enjoy benefits such as:

  • No annual fee2
  • Promotional financing options available every day3
  • Convenient monthly payments
  • Online account access

1 Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

2 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

3 Subject to credit approval. Minimum monthly payments required. See store for details.

No Interest if paid in full within 12 months*

On purchases of $1,000 or more made with your Sleep Outfitters or Synchrony HOME credit card. Interest will be charged to your account from the purchase date if promotional balance is not paid in full within 12 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts, purchase APR is 29.99% and is accurate as of 5/1/24. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

No Interest if paid in full within 18 months*

On purchases of $1,500 or more made with your Sleep Outfitters or Synchrony HOME credit card. Interest will be charged to your account from the purchase date if promotional balance is not paid in full within 18 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts, purchase APR is 29.99% and is accurate as of 5/1/24. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

3% Back in Statement Credit

**Subject to credit approval. Offer valid on qualifying purchases of $4,500 or more and must be on a single receipt. Rebate information must be submitted online or postmarked within 30 days of purchase date on receipt. For accounts that qualify, 3% of purchase(s) amount (minus returns and adjustments) will post to your account in the form of a statement credit. Rebate information must be submitted online using Offer Code: 24-80353 at synchrony.sendmyrewards.com. The statement credit will post to your account within 60 days after receipt of rebate submission. Each single receipt purchase made must be registered to receive the statement credit. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please keep a copy of your original receipt(s) for your records. Visit synchrony.sendmyrewards.com/reward-tracker or call 866-396-8254 or the number on the back of your Credit Card to inquire about your rebate status. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail. Combinable with 12 months promotional financing only. Cannot be combined with other promotional financing offers. Statement credit cannot be used to satisfy the required monthly payment on your Sleep Outfitters or Synchrony HOME credit card account and may not be redeemed for cash or cash equivalent.

2% Back in Statement Credit

**Subject to credit approval. Offer valid on qualifying purchases of $4,500 or more and must be on a single receipt. Rebate information must be submitted online or postmarked within 30 days of purchase date on receipt. For accounts that qualify, 2% of purchase(s) amount (minus returns and adjustments) will post to your account in the form of a statement credit. Rebate information must be submitted online using Offer Code: 24-80354 at synchrony.sendmyrewards.com. The statement credit will post to your account within 60 days after receipt of rebate submission. Each single receipt purchase made must be registered to receive the statement credit. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please keep a copy of your original receipt(s) for your records. Visit synchrony.sendmyrewards.com/reward-tracker or call 866-396-8254 or the number on the back of your Credit Card to inquire about your rebate status. This offer is void where prohibited. Synchrony Bank is not responsible for lost, damaged, illegible, postage due or delayed mail. Combinable with 18 months promotional financing only. Cannot be combined with other promotional financing offers. Statement credit cannot be used to satisfy the required monthly payment on your Sleep Outfitters or Synchrony HOME credit card account and may not be redeemed for cash or cash equivalent.

Close
Improve Your Shopping Experience

You’re using an unsupported web browser.
A list of the most popular browsers can be found below. Just click on an icon to visit the download page.

Close
Your Software is Out of Date

Your phone or tablet is using software unsupported by our website. To improve your shopping experience, please update your device to the latest version of iOS or Android OS.