Special Offer
0% APR for 5 Years¹
On all purchases of $6000 or more made with your Sleep Outfitters Card. Equal monthly payments required for 60 months. Promo fee of 2% of amount financed will be included in required monthly payments. View All Financing Offers
The Sleep Outfitters USA credit card gives you the flexibility to buy today and pay over time.
As a Sleep Outfitters USA cardholder, you'll enjoy benefits such as:
- No annual fee2
- Promotional Financing options available every day3
- Convenient monthly payments
- Online account access
Terms & Conditions
1Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged, including related promo fee and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed including related promo fee) divided by the number of months in the promo period, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts as of 7/16/2024, purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
3Subject to credit approval. Minimum monthly payments required. See store for details.
